Kissht Loan/ EMI Customer Care 24×7 Helpline Number

The Customer Support of Kissht is happy to serve you. Facing issue in EMI/ Purchase using Kissht App. The Customer Care is available 24×7 on WhatsApp/ Chat. Instant Approval of Personal Loan/ Complaint regarding Payment of EMI/ Moratorium due to COVID-19. Pan Verification Issue, Loan Rejected, High-Interest Rates, Image is incorrect, Calling my fiends Number, EMI Issue, Not able to purchase on Flipkart/ Amazon.

Kissht provides EMI without Credit Card, you can avail Personal Loan, Online Purchase Loan (Flipkart, Amazon, PayTM, and other e-Commerce Sites)50+ Online Stores and 3500+ Offline Stores. The Kissht is becoming very popular due to its commitment, low-interest rates, processing fee, and Minimal document approval (instant).

OnEMI Technology Solutions Pvt Ltd has created Kissht App (Android/ iOS) Mobile App to avail/ apply for Personal Loan/ Purchase products – Laptop/ Mobile and Electronics with EMI (with APR 16% to 28%) depends on your purchase/ store etc.

Kissht Loan Customer Care 24×7 Online Complaint – Kissht EMI Purchase Issue not able to buy online. Personal Loan EMI Repyament complaint/ Grievance Cell of Kissht App.

Kissht App Features

The Kissht is 100% Online process to get Personal Loan/ EMI without Credit Card. Below are the features of Kissht.

1. 100% online (paperless) process
2. Mobile App (Android/ iOS)
3. Minimal documentation
4. No Credit Card required
5. No collateral required

Eligibility Criteria

To get the Financial Help, you need to have minimum eligibility criteria.

1. Citizenship: Indian citizen
2. Age Limit: Minimum age 21 years
3. Monthly Income: Minimum income of Rs. 12,000

Documents Required for Kissht Loan/ EMI

1. Address Proof (either of AADHAR Card/Latest Utility Bill/ Valid Rent Agreement)
2. PAN Card
3. Last 3 Months’ Bank Statement
4. 1 Signed ECS Form for auto-debit

Kissht Loan/ EMI Customer Care

Contact Customer Support of Kissht Loan Department. Some of the people may face issue in getting approval/ Loan Repayment/ Payment of EMI is paid but showing not paid. Below is the Official Customer Care of Kissht/ Grievance Cell.

1. Loan is rejected
2. PAN Card is duplicate
3. Pan Upload failed/ Verification failed
4. Photo image is incorrect
5. Very bad experience kissht customer care.
6. Technical error/ Server Issue
7. Not able to edit name, date of birth
8. For Loan Come after 1st September 2020

Schedule of Charges

Bounce Charges:

• NACH Return Charges – Rs.350
• Cheque Return Charges – Rs.350

EMI Overdue Charge/Late Payment Charge:
EMI overdue charges – 3.5% per month of loan amount for each overdue EMI
Swapping Charges – Change of registered bank account for loan repayment:

• NACH Swap charges (Changing the bank account for ECS debit of EMI) – Rs.500
• PDC Swap charges (Changing the Post-dated cheque given for 1st EMI debit) – Rs.500

Other Charges:

• EMI date change (up to 25 days) – Rs.200
• Cash / Cheque pickup (for EMI re-payment) – Rs.200
• NACH Mandate pick-up for re-processing (due to Bank Account / Sign Mismatch): – Rs.200

Foreclosure Charges:

• For loans with tenure up to 6 months – 2.5% on Balance Principal Outstanding
• For loans with tenure more than 6 months – 4% on Balance Principal Outstanding

Part-payment:
Part payments are not allowed. Meanwhile, customers can make an advance payment of EMI. Kindly note that advance EMI payment does not make one eligible for any form of savings on interest payable.