Central Govt Schemes

{Claim Form} PM Fasal Bima Insurance Claiming {Registration}

Pradhan Mantri Fasal Bima Yojana Claim

Story Highlights

  • PM Fasal Bima Claim online application, Register to get Insured Money
  • प्रधानमंत्री फसल बीमा योजना Claim Process, Registration, Amount, Customer Care Helpline

Pradhan Mantri Fasal Bima Yojana: प्रधानमंत्री फसल बीमा योजना से किसानो को फसल में कोई भी नुकसान से प्राकृतिक आपदाओं, कीट और रोगों के कारण अधिसूचित फसल में से किसी कि नुकसान की स्थिति में किसानों को बीमा कवरेज और वित्तीय सहायता प्रदान करना| PM Fasal Bima Scheme is protection to farmers for the losses occurring due to uncertainty and unfavorable weather vagaries resulting in crop losses on the field (Natural disaster, pest attacks and weather vagaries such excess or deficit rainfall, excess or deficit temperature, humidity, frost, wind speed, etc.) also PMFBY is exempted from Service Tax.

Crops Covered for PM Fasal Bima Insurance:

  • Food Crops e.g cereals, millets and pulses
  • Oilseeds e.g groundnut
  • Annual Commercial /Annual Horticulture Crops e.g fruits and vegetables

Claim Process: PM Fasal Bima Yojana

Assessment of claim done: This is the first step taken by the Agency to assess the damage to crop. If the Actual yield per hectare of insured crops for the insurance unit (calculated on the basis of requisite no. of CCEs) in insured season falls short of specified Threshold yield, all insured farmer in that defined area and crop are deemed to have suffered a shortfall in

Claim’ shall be calculated as per the following formula:

(Threshold Yield – Actual Yield)
———————————————————-— X Sum Insured
Threshold Yield

Where,

Threshold yield is the average yield of past seven years (excluding a maximum of two calamity year (s) as notified by State Government/ UT) multiplied by applicable indemnity level for that crop.

  • Settlement of claim to the farmers would commence once premium subsidy from Central and State/ UT Govt. have been received for the season by insurance
  • After receiving the claim amount from concerned insurance companies, the  financial  institution/  banks should remit the claim amount to beneficiaries farmer account within 1  week  and  should  display the complete details of beneficiaries at branch offices within 7 days and send the report to insurance companies along with utilization certificate for verification and
  • In case of farmers covered through voluntary basis i.e. Intermediaries, payable claim will be directly credited into individual farmer accounts with an intimation of claim details by the insurance.

Contact Claim Companies – PM Fasal Bima Claim Customer Support

AGRICULTURE INSURANCE COMPANYAIC1800116515[email protected]Office Block-1, 5th Floor, Plate-B & C, East Kidwai Nagar, Ring Road, New Delhi-110023
BAJAJ ALLIANZ GENERAL INSURANCE CO. LTDBAJAJ ALLIANZ18002095959[email protected]Bajaj Allianz House, Airport Road, Yerawada, Pune 411 006
BHARTI AXA GENERAL INSURANCE COMPANY LTD.BHARTI AXA GIC18001032292[email protected]7th floor, Merchantile House, K.G.Marg, New Delhi – 110 001.
CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LIMITEDCHOLA MS18002005544[email protected]2nd Floor, “Dare House”, No.2, NSC Bose Road,Chennai – 600001, India. Phone: 044-3044 5400
FUTURE GENERALI INDIA INSURANCE CO. LTD.FUTURE GENERALLI18002664141[email protected]Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone West, Mumbai, Maharashtra 400013
HDFC ERGO GENERAL INSURANCE CO. LTD.HDFC ERGO18002660700[email protected]D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West). MUMBAI – 400078 State : Maharastra , City : MUMBAI, Pin Code : 400078
ICICI LOMBARD GENERAL INSURANCE CO. LTD.ICICI LOMBARD18002669725[email protected]ICICI Lombard House414, P.Balu Marg,Off Veer Sawarkar Marg,near Siddhivinayak Temple, Prabhadevi,Mumbai-400025.
IFFCO TOKIO GENERAL INSURANCE CO. LTD.IFFCO TOKIO1800 103 5499[email protected]IFFCO Tower ,Plot No. 3 , Sector 29 , Gurgaon -122001,Haryana(India)
NATIONAL INSURANCE COMPANY LIMITEDNATIONAL INSURANCE18002007710[email protected]National Insurance Co. Ltd.3 , Middleton Street , Kolkata -700071,West Bengal
NEW INDIA ASSURANCE COMPANYNEW INDIA ASSURANCE18002091415[email protected]87, MG Road, Fort, Mumbai – 400001
ORIENTAL INSURANCEORIENTAL INSURANCE1800118485[email protected]The Oriental Insurance Company Ltd.Crop Cell, Head Office, New Delhi
RELIANCE GENERAL INSURANCE CO. LTD.RELIANCE GIC1.8003E+11[email protected]Reliance Centre , South Wing , 4th floor,Off Western Express Highway, Santacruz (East), Mumbai – 400055
ROYAL SUNDARAM GENERAL INSURANCE CO. LIMITEDROYAL SUNDARAM GIC18604250000[email protected]Vishranthi Melaram Towers, No. 2/319, Rajiv Gandhi Salai (OMR), Karapakkam, Chennai – 600097
SBI GENERAL INSURANCESBI GIC18001232310[email protected]101,201,301, Natraj. Junction of Western express highway & Andheri – Kurla road. Andheri East Mumbai – 400069

Premium Rates (PMFBY) 2019 Rates

Premium Rates charged under this scheme?

Actuarial premium rates to be charged under PMFBY scheme are as follow:-

  1. For Kharif Crops, the maximum premium rates payable by the farmers is 2 % of Sum Insured or Actuarial premium rate whichever is
  2. For Rabi Crops, the maximum premium rates payable by the farmers is 1.5 % of Sum Insured or Actuarial premium rate whichever is
  3. For Kharif and Rabi Crops, the maximum premium rates payable by the farmers is  5 % of  Sum Insured or Actuarial premium rate whichever is

किसानों के लिए बुवाई नहीं होने पर Claiming Process

Prevented Sowing/ Planting Risk: किसी अधिसूचित क्षेत्र की अधिकांश बीमित फसलों को प्रतिकूल मौसम की स्थिति जैसे कि अल्प वर्षा या प्रतिकूल मौसमी परिस्थितियों के कारण बुवाई / रोपण से रोका जाता है, बीमित फ़सलें जो अधिकतम क्षतिपूर्ति दावों के लिए पात्र होंगी। बीमा राशि का 25%।

  • एक अधिसूचित इकाई में प्रारंभिक चरण में बोई गई 75% से अधिक क्षेत्र में फसलों को प्रभावित करने वाले पात्र जोखिमों की व्यापक घटनाओं के मामले में किसानों के लिए कवरेज लागू होती है, जिससे फसल या किसान का कुल नुकसान होता है या बोने या प्रत्यारोपण की स्थिति में नहीं होता है। फसल (या) या तो बुवाई या फसल का अंकुरण घाटे या अधिक वर्षा के कारण होता है।
  • Eligibility Criteria: Only those farmers who have paid the premium / the premium has been debited from their account before the damage.The State Government would provide Notified Insurance Unit and crop wise normal area sown at the beginning of the season within 15 days. “Prevented Sowing/ Planting” pay-out only if more than 75% of Crop Sown Area for notified crop remained unsown due to occurrence of any of the above perils.

Loss assessment procedure:

  • The cover will be available for major crops only.
  • The payout will be 25% of total sum insured and the policy will be terminated after that.

Note: The Insurance company will disburse claims within 30 days of State Govt notification/ order, subject to receipt of premium, as per scheme guidelines.

Standing Crop (Sowing to Harvesting):  गैर-रोकथाम जोखिमों, अर्थात के कारण उपज हानि को कवर करने के लिए व्यापक जोखिम बीमा प्रदान किया जाता है। खड़ी फसल के दौरान सूखे, सूखे मंत्र, बाढ़, बाढ़, कीट और रोग, भूस्खलन, प्राकृतिक आग और बिजली, तूफान, ओलावृष्टि, चक्रवात, तूफान, टेंपेस्ट, तूफान और तूफान।

  • On account payment of claims due to mid-season adversity of claims is applicable for standing crops in case of floods, prolonged dry spells, severe drought etc , where expected yield will be less than 50%.
  • Eligibility Criteria for farmers who have paid the premium or whose premium has been debited from their account before the damage.

Note: If adversity occurs within 15 days before the normal harvest time, this provision will not be invoked. The provision is invoked by the State Government through damage notification based on the proxy Indicators.

Post-Harvest Losses Claim: चक्रवात और चक्रवाती बारिश और बेमौसम बारिश के विशिष्ट खतरों के खिलाफ कटाई के बाद उन फसलों के लिए जो फसल में सूखने और फैलने की स्थिति में होती है, के लिए कटाई से अधिकतम दो सप्ताह की अवधि तक कवरेज उपलब्ध है।

  • The damage to the harvested crop after “cut and spread” in field due to cyclone, cyclonic rains and unseasonal rains throughout the country resulting in damage to harvested crop Maximum period is two weeks (14 days) from harvested date to drying purpose
  • Eligibility criteria: Only those farmers who have paid the premium / the premium has been debited from their account before the damage
  • Damaged by specified perils, up to 14 days after the harvesting is done.
PM Fasal Bima Yojana FormApply Here
Bank DirectoryCheck Here
Latest News & UpdatesCheck Here
Official WebsiteCheck Here
Guidelines of PM Fasal Bima YojanaCheck Here
PM Fasal BIMA Complete DetailsCheck Here

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