GPayBanned By RBI – Is Google Pay UPI App Banned in India by RBI {Mama Fact Checker}

GPayBanned by RBI is trending on Twitter. Is it really Google Pay Banned in India or Just Fake or Rumour. The statement released by NPCI stating that Google Pay is Authorized as UPI Payment Systems. 

Since the launch of the Unified Payments Interface (UPI), it has made the Payment system very easy. The QR Code, VPA address, 24×7 real-time payment, and easy to embed in various online e-commerce website has made UPI App very popular. PhonePe, Google Pay, PayTM and Amazon Pay, SBI Pay are the leading UPI Apps.

NPCI Statement (Responded) on GPayBanned (Google Pay Banned)

NPCI in the statment on 25 June 2020 said that RBI has authorised NPCI as a Payment System Operator (PSO) of UPI and NPCI in its capacity as PSO authorises all UPI participants. We would like to clarify that Google Pay is classified as Third Party App Provider (TPAP) that also provides UPI payment services like many others, working through banking partners and operating under the UPI framework of NPCI. All authorised TPAPs are listed on the NPCI Website. (Enclosed: Annexure 1 – List of UPI Live Members and Annexure 2 – List of 3rd Party Apps) All transactions made using any of the authorized TPAPs are fully protected by the redressal processes laid out by applicable guidelines of NPCI/RBI and customers already have full access to the same. Further, we would also like to clarify that all authorised TPAP’s are already bound by full compliance to all the regulations and applicable laws in India. UPI ecosystem is fully safe and secure, and we appeal to the citizens not to fall prey to such malicious news. We also request UPI customers not to share their OTP (one time password) and UPI Pin with anybody”.

npci on google pay ban news


So, the GOOGLE PAY APP is not banned in India as per NPCI. The NPCI is an organization set up by Govt. of India. It has many other services i.e. RuPay card, Immediate Payment Service (IMPS), Unified Payments Interface (UPI), Bharat Interface for Money (BHIM), BHIM Aadhaar, National Electronic Toll Collection (NETC Fastag) and Bharat BillPay.

What RBI Said against Google Pay App

Reserve Bank said that Google Pay was not a payments system operator. However, soon after this began to circulate, the NPCI has issued a statement confirming that Google Pay is authorized and secure.

Viral Sach – Google Pay UPI App Banned or Not

Claim: GPayBanned By RBI (Google Pay is banned by RBI in India)

Fact: Google Pay is not banned by RBI, it is a UPI App classiefied as Third Party App Provider (TPAP) and is fully protected by the RBI/ NPCI.

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